Ematia Limited

Revolutionising the Landscape of Digital Banking: Pioneering Strategies to Shape the Future of Global Finance

Enhanced Convenience, Personalisation and Security

About Us

Welcome to Ematia Limited, a fintech company that is revolutionising the banking space. At Ematia, we're dedicated to simplifying financial management and digital banking, making it accessible to everyone. We're proud to be pioneers in concierge support, providing our customers with personalised assistance.

We're excited to announce that we're aspiring to get a banking license, which will enable us to offer even more innovative banking solutions to our customers. Our goal is to provide a one-stop-shop for all your financial needs, from multi-currency accounts to loans and investment options.

At Ematia, we understand that the world is connected more than ever before, and we want to ensure that our customers can take advantage of this. Our multi-currency accounts allow users to manage multiple currencies in one place, providing cost-efficient currency exchange and cross-border transactions. We also offer three levels of cards - Burgundy, Gold, and Platinum - tailored to fit your lifestyle, with features like contactless payments and cash-back rewards.

We're committed to innovation and providing our customers with the highest level of support. Our team of experts is always available to answer any questions and help you get the most out of our products. With Ematia, you can rest assured that you're getting cutting-edge technology combined with personalised support.

Join us on our journey to revolutionise the banking industry. At Ematia Limited, we're determined to provide our customers with the tools they need to succeed in a global market. Whether you're looking for a new way to manage your finances or want to take your money to the next level, Ematia is here to help. Experience the future of finance with Ematia Limited.

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Personal and Business Accounts

Personal Account

With just a few minutes of your time, you can apply and receive instant payment alerts and spending insights that are categorised for easy tracking. Plus, with the ability to create saving goals, schedule payments, split bills, and perform all your banking needs right from the app, and you will never need to visit a physical branch again.

Business Account

Are you a business owner looking for a solution that is both convenient and efficient? Look no further than our business account! With our easy online application process, you can get instant payment alerts and spending insights that are categorised for easy tracking. You can also create invoices, connect to accounting software and much more, all from your mobile device. Plus, with no need to visit a physical branch, you can focus on running your business without worrying about losing time.

Debit and Credit Cards

We offer a wide range of debit and credit cards that cater to your specific needs. Our cards are designed to provide you with convenience and security, whether you're shopping in-store or online. With our debit cards, you can access your account 24/7 and withdraw cash from any ATM around the world. Plus, with advanced fraud protection measures, you can rest assured that your transactions are secure.

Biometric Debit/Credit

Card

Convenience of reliable and secure technology*

Pay contactless with speed and confidence

Pair up with wearable and smartphone app*

CashBack up to 3%*

Up to 6 Free ATM Withdrawals available*

Available Subscription Packs:

Biometric

Biometric Plus

Biometric Pro

Biometric Ultra

*Terms and Conditions apply

Available after regulator's licence approval

FCA Licence to be obtained 2024

BaFin Licence to be obtained 2024

What we offer?

Accounts, cards, concierge support, all available for your convenience.

Available after regulator's licence approval.

Our offers include a wide range of multi-currency accounts, allowing you to hold and manage your money in multiple currencies. This provides you with greater flexibility and allows you to avoid costly currency conversion fees when you travel or make international transactions.

Multi Currency Account

Our debit and credit cards provide unparalleled convenience by enabling you to manage your finances in multiple currencies. With options for both local and international transactions, you can avoid expensive currency conversion fees and enjoy flexibility whether you're traveling or purchase stores.

Debit and Credit cards

Our concierge support services provide the ultimate level of convenience. Whether you're managing multiple currencies or making transactions, our expert team is always there for you. Choose our concierge support and experience the peace of mind that comes with expert assistance at your fingertips.

Concierge support

Regulatory framework and jurisdiction

Ematia Limited, as aspiring FinTech in the banking and EMI highly regulated industry is subject to strict regulatory frameworks set by the Financial Conduct Authority (FCA) and Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN) in the UK and Germany respectively. In 2024, Ematia Limited is set to obtain licence from the above mentioned jurisdictions in order to operate within these regulatory frameworks, while ensuring that it complies with all necessary regulations and laws.

Regulations and licences are essential for FinTech banking and electronic money institutions like Ematia Limited. They provide a legal and regulatory framework within which these institutions can operate, ensuring that they are providing their services in a safe, secure, and transparent manner. These regulations and licences help to build trust and confidence in the industry, which is essential for customers to feel confident in using these services.

The FCA and BAFIN have set out strict rules and guidelines to ensure that FinTech banking and electronic money institutions operate in a safe and transparent manner. These regulations cover areas such as capital requirements, risk management, customer protection, and anti-money laundering measures. Ematia Limited must comply with all these regulations to maintain its licence to operate and ensure that its customers' funds are protected.

The importance of regulation and licences cannot be overstated, as they have a significant impact on customers. By ensuring that Ematia Limited is operating within a regulated framework, customers can be confident that their funds are protected and that the institution is acting in their best interests. In addition, regulatory oversight helps to ensure that Ematia Limited is providing fair and transparent services to its customers, which is essential in building trust and confidence.

Finally, the safeguarding of funds is a critical aspect of regulation and licensing for FinTech banking and electronic money institutions. By ensuring that these institutions have sufficient capital reserves, risk management processes in place, and anti-money laundering measures in place, customers' funds are protected from fraud, insolvency, and other risks.

The regulatory framework set by the FCA and BAFIN in 2024 is essential for the operation of Ematia Limited as a FinTech aspiring to become fully regulated in the banking and electronic money institution industry. Compliance with these regulations and licenses is critical for maintaining customer trust and confidence, safeguarding funds, and providing fair and transparent services to customers.

71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ

info@ematia.com

Office Hours

Monday to Friday

9:00 am to 6:00 pm

24/7 Support

Registered in England and Wales (Company number 14798473).

*Terms and Conditions apply

Available after regulator's licence approval

FCA Licence to be obtained 2024

BaFin Licence to be obtained 2024